Pensions and Injury Awards
PENSIONS
The three Police Pension Schemes for Police Officers are currently managed on behalf of the force by XPS Services : -
1. The Police Pension Scheme 1987. (PPS)
2. The New Police Pension Scheme 2006. (NPPS)
3. The Police Pensions Scheme 2015. (CARE)
Each of the above Police Pension Schemes provide their own specific key features and Pension benefits. XPS Services provide a pension website for serving and former police officers. This site is a hub of pension information which will hopefully serve you well during your career and in your retirement. It can be accessed via the below link : -
http://www.myownpension.co.uk/
The website provides information on the above three Police Pension Schemes, including both Members' Guides and the legislation for each scheme. The site also includes details on Taxation, Transferring, Contact details and Useful Links.
As the administrator of the scheme, Kier provide officers with an annual pension statement, as well as the opportunity to view Pension Benefits online using an online system known as Member Self Service (MSS).
To access the site utilising your work email address, all you need to do is visit:
https://www.myownpension.co.uk/
The below address provides details on the Government Actuary's Department (GAD) publication on the Police Pension Scheme 1987 Commutation Guidance and Factors : -
https://www.gov.uk/government/publications/police-pension-scheme-1987-in-england-and-wales
The Commutation Factors can be reviewed at anytime, on the advice of The Government Actuary's Department.
For those who have transferred between the PPS 1987 and the NPPS 2006 to the PPS 2015 (CARE), the below link indicates where accrued rights and transitional protection exist, including the appropriate dates that transitional protection may end : -
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/117692/reform-design-framework.pdf
Further information and FAQs can be found on the PFEW website
https://www.polfed.org/support/pensions/
https://www.polfed.org/support/pensions/pension-remedy-faqs/
INJURY AWARDS
It is a regrettable fact that police duty can give rise to incidents in which officers sustain injury through no fault of their own. Such incidents can occur in many different ways, whether on police premises, through assaults, road traffic collisions, as a result of faulty police equipment or through the negligence of other officers.
Please remember that by virtue of Regulation 6, Police (Injury Benefit) Regulations 2006 reference injury received in the execution of duty by a member of a police force means an injury received in the execution of that person's duty while on duty or while on a journey necessary to enable him to report for duty or return home after duty,
Many officers are still unaware of their Industrial Injury entitlements and as a result officers are financially missing out and are potentially in the longer term putting themselves at risk.
If you are injured at work you must ask your supervisor to record the details of the injury or accident on the Force reporting system. Many of you will say that minor cuts and bruises for example, will cause no lasting harm. However, if they do cause lasting harm and the matter is not recorded properly then your position at work (should sickness issues be relevant), or your future appropriate pension arrangements could be in jeopardy.
You may be able to claim Industrial Injuries Disablement Benefit (IIDB) if : -
- you were employed when the accident or event happened
- you were on an approved employment training scheme or course when the accident or event happened
- the work accident or event that caused your illness or disability happened in England, Scotland or Wales
For discussion and advice about how they relate to your particular set of circumstances, please contact the Federation office.